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1. They are FREE.

2. I have a wealth of experience in assisting people to improve their finances.

3. You will gain valuable insights into how to improve your finances no matter what state they are in!

4. I often use real life stories to get the message across in a more meaningful way.

5. I put my heart and soul into writing them.

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I have an unlimited supply of testimonials from other people who have subscribed telling me how invaluable they find them:-

I have been subscribing for the last 2 years, and I just wanted to say thankyou so much for your wonderful hints and tricks.They are useful hints, that we all know, but we forget when we look at what others have, and we get stuck on the merry go round (I see that with some of my family especially, no matter how hard I have tried to help them).  Your hints have really made a difference to me, some of which I have used straight away, some of which I have tucked away into my memory bank for future use.  So thank you and keep up with the wonderful advice.  I hope a lot more people start taking that advice.
Regards Maria

I have only been a recent subscriber to your mails and I have been addicted to them.Thank you so much for the excellent advice you send to us. Thanks a lot.
Lilian

I just wanted to tell you how much I enjoy your emails & how important I think they are.  By receiving them on a regular basis it brings to the forefront how important budgeting & managing your money is.  We all get busy & tend to forget the basics so regular reminders are great.
Thanks again Julie

I'm one of your many fans out there and i just wanted to say thankyou for your tips and hints - they are helpful and insightful and your website is totally great too.
Kind regards, Mirella

David I just want to say thank you for your emails every week. Being a sole parent struggling on very little cash your budgeting tips have helped me enormously. Although I am not taking that well earned cruise just yet, I am certainly getting my finances back on track. Keep up the good work.
Bev

The valued advice with regard to budgeting is wonderful and enlightens me to think in different ways.I have tried a few of your tips and tests and I have found out some of my weakness and trying to work on them.I look forward to you emails and print them out to read when away from the computer again a big thank you.
Cheers Gail 

Thank you for sending the Hints & Tips, I find them informative and invaluable and look forward to more in the future. We can never have too much help in handling our finances.
 

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